Mortgage rates start off the new year at historically great levels coming in at or just under 5% for a 30 year fixed rate. Rates can change slightly each and every day - and they do which keeps us all on our toes trying to gauge where they will be tomorrow. Here in the northeast we are all hoping quietly for the snow to melt and be gone without any new snow falling - enough already. Maybe it will be time for new homeowners to get in the purchase market once all that snow does finally melt. You will be able to see the yard that comes with the house you are looking to buy.

As your local mortgage broker, we will be able to shop the marketplace on your behalf and make sure that the rate and term you get is the best available during the time you are purchasing your new home. We are here to guide your application through the wonderful mortgage maze that exists in the market today. We are experts at working with you and our array of lenders, and getting you to the closing table as timely as possible. Money is still out there for lending, and lots of it, you just have to be able to document everything under the sun, and sometimes more. Nothing is easy these days and rightfully so.

Good luck to you and your family as you seek that very large springtime purchase.
Happy House Hunting!